20saver


More electronic coupons
November 4, 2008, 6:42 pm
Filed under: Coupons

I wrote previously about electronic coupons and I recently stumbled upon two more sites that offer electronic coupons: Upromise and Cellfire.

I’m already a huge fan of Upromise since it helps me contribute more to my student loans, but now they also have a ecoupons program that load the coupons directly onto the customer loyalty cards that you already have linked to your Upromise account.

Cellfire mostly advertises that they offer coupons that you load onto your cell phone, but if you’re not quite comfortable with doing that yet (like me), you can load some of those offers onto your customer loyalty cards instead.



Coupons and new job opportunity?
August 12, 2008, 6:51 pm
Filed under: Careers, Coupons

I got a pamphlet in the mail today from Procter and Gamble with $31 worth of coupons in it! I don’t even remember applying for it, haha. I just filled out a survey for P&G for $74 worth of coupons, so it should be interesting to see how these two pamphlets differ. The link to the survey, so you can get a lot of free coupons too, is here.

Something my one friend said at my house warming got me thinking about my job search. I’ve been so focused on library jobs, that I had forgotten that there are other possibilities out there. I would really like to quit the bookstore since it only pays minimum wage and I really don’t enjoy working there anymore, but I’ve been unable to find another job to replace it. Well, if I at least have one job at a library (currently part time), I’ll be gaining the experience I need, so why not branch out with my second part time job? I am lifeguard certified, thanks to a college gym requirement, and have now begun my search for life guarding jobs. Lifeguards get paid well above minimum wage and seem like they are always in demand. The only thing I need to do is renew my CPR certification, but I just found out that most rescue squads offer CPR classes for free, so this should not be a difficult thing to do. Yay opportunities!



Free dog and or cat food at Walgreens
July 31, 2008, 12:04 pm
Filed under: Coupons, Walgreens

Walgreens has Purina dog and cat chow on sale for $3.99 a bag this week. Go to Purina’s Give a Bowl website here and click on “Download a great savings coupon ($4) from Purina.” You will have to fill out a short survey about your pet to get to the coupon (apparently if they offer you a coupon for less than $4, go back and use different answers until the $4 coupon link appears). Print out the coupon, then click on your back button and refresh to print another. Purina will donate a $1 to an animal rescue of your choice for each coupon redeemed.

Woo, free pet food!



You call that a vacation?
June 20, 2008, 8:10 pm
Filed under: About me, Coupons, Food, Frugality, Relationships, Travel

I really enjoyed my vacation, but man, we sure did a lot of stuff. We drove from Virginia to Pennsylvania, saw my friends and family there and spent the night. The following morning we drove from Pennsylvania to upstate New York to see Jake’s family for a few days. While we were there, we drove to Burlington, Vermont and Montreal, Canada. On our way from upstate New York back down to Pennsylvania, we stopped in Woodstock, NY to have lunch. We spent the night in PA and saw some of both Jake’s and my families, then drove back home to Virginia.

Somehow along the way, we managed to adopted Basil, a part Siamese cat, from one of Jake’s aunts. The poor little guy was being terrorized by her three dogs and we just couldn’t say no to rescuing him. Our dog, Honey, and Basil are slowly working things out.

My two favorite frugal things about our trip both have to do with Jake’s mom. My future mother in law works at the family grocery store. Over Sunday breakfast, I casually told Jake that I had to buy the newspaper. He gave me a funny look (why would I want the newspaper from upstate NY?) and then he unscrewed his face and said, “Oh, coupons.” Jake’s mom happened to overhear and said, “Oh, don’t worry about it. I can get a whole bunch from the store for you.” She not only got me a few copies of Sunday’s coupons, she also got me a bundle of last week’s coupons too. Have I ever mentioned how much I love my future mother in law? She’s also going to try and snag some for me every week and mail them to me. 🙂

Another perk of knowing someone who works at a grocery store is access to “out dates” or food that’s recently expired that the store can no longer sell even though the food is still perfectly fine. Jake’s mom went through everything for us and we came home with a whole boxful of free food.

Today is Jake’s and my three year anniversary, so I’m going to have to cut this post short so I can enjoy the rest of the evening with the one that I love. I hope your past week as been a bit more leisurely than mine.



A few things of note
June 3, 2008, 8:03 pm
Filed under: Blog, Coupons, Freebies, Rebates

Brooke at Dollar Frugal and I did a guest post exchange. I posted her guest post yesterday and she posted my guest post today. I wrote about free and inexpensive things to do in a city. Feel free to mosey over to her site to check it out.

I came across a coupon for a free pair of women’s Jockey underwear at Macy’s. It expires on June 6th, so hurry in soon to take advantage of the offer! I plan on stopping by tomorrow to get mine.

While looking through the newspaper, I discovered that Dollar General now has a rebate program. Check out their website for more info. I don’t frequent dollar stores often, but combining coupons with their rebate program may entice me to go to them more.



Good news
May 19, 2008, 9:06 pm
Filed under: About me, Careers, Coupons, Library Science, Travel

First, I wanted to mention that I came across another electronic coupon website since I last posted about such programs. Unilever has joined the ranks with MakingLifeBetter ecoupons. Be sure to sign up if you have a participating store near you and enjoy the extra savings!

Second, while stuck in traffic coming home from work today, I checked my voicemail and heard some wonderful news that made my day: one of the local high schools wants to interview me for a full time library assistant position I applied for! Squee! I’m going to call the woman back tomorrow and set up an interview for Friday.

Third, Jake’s dad called him up and offered to pay for us to come up and visit his family next month. We’ve been wanting to go up and see them, but were worried about how we were going to pay for it. Have I mentioned how wonderful Jake’s family is?

Fourth, I’ve received more than I ever thought I would from family and friends for graduation and I’m in the process of transferring it all to savings. I just love watching the balance go higher and higher as the weeks go by.

Fifth, my birthday is on Wednesday.



Electronic coupons
April 24, 2008, 5:12 pm
Filed under: Coupons

If you’re not the type of person who enjoys cutting out coupons or if you’re a couponer who would like a way to save even more, there are two websites that I know of that offer electronic coupons that load directly onto your grocery loyalty cards: Procter & Gamble eSaver and Shortcuts.

These electronic coupons are only offered for select stores (Kroger is one of them), so be sure to check and see if a store near you is participating before signing up. While these coupons cannot be doubled, they can be used in conjunction with regular paper coupons. For example, you can use a $.50 electronic coupon for an item as well as a $.50 paper coupon that is then doubled for a grand total of $1.50 off the item. Talk about an opportunity to save!

Do you know of any other electronic coupon programs available?



The Cheap Toilet Paper Hunt… continued
March 24, 2008, 2:58 pm
Filed under: Coupons, Deals, Walgreens

Walgreen’s was all out of the Angel Soft toilet paper I was planning on getting last week. Bummer, expect I found an even better deal this week!

Scott and Cottonelle 4 packs are on sale this week at Walgreen’s for 2 for $5, with the 7 day in ad coupon. The April EasySaver Catalog has a rebate for $1 back when you buy two Scott or Cottonelle 4 packs. Since the April EasySaver does not start until March 28th and the in ad coupon expires on the 29th, this deal will only be good on March 28th and 29th. With the in ad coupon and rebate, the cost is brought down to 2 for $4. But wait, it gets better!

There are coupons for $1 off Scott Extra Soft 4 pack or larger that were in the Sunday paper last week. If you don’t have two of these, you can print them off at coupons.com or the Scott website.

Now the price is brought down to 2 for $2 or $.25 a roll! Hot dog! Remember, this deal is only good March 28th and 29th!



Digital TV take over
March 18, 2008, 6:29 pm
Filed under: Coupons, Frugality, Technology

By now, the vast majority of you have probably already heard about the nationwide transition to digital TV slated for February of 2009.

This is a bummer for Jake and me because, like many frugal (and plain broke) folks, we have an older TV that does not have the technology required to receive the digital signals. We also do not subscribe to cable (yes, we wear our rabbit ears loud and proud!). The combination of these two things leaves us with three options: subscribe to cable, buy a new TV, or buy a converter box so that our present TV can receive the digital signals.

Well, I’ll give you a wild guess as to which one we’re going to do. If you reckon that we’re going for the converter box, you’re correct! We have absolutely no money to buy a new TV, especially when our current TV is working just fine, and we don’t watch (nor do I want to start watching) enough television to make cable even remotely worth it. Plus, I heard that the converter box offers more channels than rabbit ears can pick up. I would much rather buy the box and spend money once to get more channels than pay monthly for the most basic of cable packages that probably offers the same channels as the converter box.

Luckily, the government has set up a program after my own heart: a coupon offer. All the details can be found at dtv2009.gov, the official converter box coupon program website. You can apply for up to two $40 coupons (we only applied for one since we only have one TV). The boxes are expected to cost between $50 and $70, so after the coupon it should only be $10 to $30 for a box. The coupons expire 90 days after they’re mailed out, so make sure you’re ready to buy a box when you apply for the coupon.

I’m planning on using a Best Buy gift card to cover the cost of the box after the coupon is deducted, so it shouldn’t require any out of pocket money for us. Hunt around and see if you have any remaining balances on electronic store gift cards to help cover the remaining cost of a converter box if you’re planning on getting one too.



The Cheap Toilet Paper Hunt
March 16, 2008, 3:23 pm
Filed under: Coupons, CVS, Deals, Frugality, Kroger, Money Basics, Rite Aid, Walgreens

Jake and I are getting low on toilet paper. I really don’t want to wait another week to buy more since I’m not sure if we have enough to get us through another full week. Luckily, every store I regularly patronize has a sale on TP this week.

I pulled out my coupons and found I have a coupon for every brand on sale- something that doesn’t happen often. When matching up sales with coupons, it’s important to remember (and include it in the calculations) which stores double coupons and where their cut offs are. Here’s my coupon line up:

$.25 off any Charmin
$.25 off 4pk or larger Cottonelle
$.50 off 6 pk or larger Angel Soft
$1 off any Scott Extra Soft 4pk or larger
$1 off any Scott 12pk, 2 6pks, 3 4pks, or 12 single rolls

I also broke out my calculator. In order to get the best deal when comparing prices, you have to configure what the price per unit is– in this case, it’s per roll. Usually for food, it’s per ounce. I crunched the numbers and here’s what I found:

Rite Aid has Charmin 8pk on sale for $4.99-$.25 coupon= $4.74/8 rolls= $.60/roll
Rite Aid also has Scott Extra Soft 4pk on sale for $2.99-$1 coupon= $1.99/4 rolls= $.50/roll
CVS has Scott 12pk on sale for $6.49-$1 coupon= $5.49/12 rolls= $.46/roll
Walgreen’s has Angel Soft 12pk on sale, with in-ad coupon, for $4.99-$.50 coupon= $4.49/12 rolls= $.37/roll
Kroger has Angel Soft 12pk on sale for $5.99-$1 ($.50 coupon doubled)= $4.99/12 rolls= $.42/roll
Food Lion has Cottonelle 12 pk on sale for $6.49-$.25 coupon= $6.24/12 rolls= $.52/roll
Food Lion also has Scott 12pk on sale for $6.49-$1 coupon= $5.49/12 rolls= $.46/roll
Ukrop’s (a local grocery store chain) has Charmin 12pk on sale for $6.59-$.25 coupon= $6.34/12 rolls= $.53/roll

Looks like Walgreen’s is our winner! $.37 a roll isn’t really a steal for TP, but it will do in a pinch. I have a $4 Register Reward from a few weeks ago that I will also use in my order to make the price even lower.

It can be tempting to just grab whatever appears to be the least expensive, in this case, the Scott 4 pack, but chances are, it isn’t the best deal you can get. It just goes to show that it always pays to crunch the numbers.