20saver


While the cat’s away…
June 29, 2008, 11:39 am
Filed under: About me, Relationships

Jake spent last night at his brother’s house since they needed to get up early this morning to play a rousing game of golf. Home alone, I was content reading for a good couple of hours and figured I would hit the hay early since I had a long, sweaty day of moving behind me. I hopped on my computer between chapters and saw that my best friend was online, so I sent her an instant message. I wound up calling her a few minutes later because, sometimes, it’s just easier to say things than to type them out.

We stayed on the phone until 2:30am talking about politics, weddings, school.  It was so good to have a long talk with her as we haven’t been able to in ages due to the distance (she still lives in Pennsylvania and I’m down in Virginia) and life generally getting in the way.

The cost of reconnecting with my best friend of 14 years: free.
The value of reconnecting with my best friend of 14 years: priceless.

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Grocery store deals
June 27, 2008, 6:58 pm
Filed under: Deals, Kroger

Earlier this week, Jake and I stopped in at Kroger and Ukrops (a local grocery chain in and around the Richmond area) to pick up some sale items.

Our first stop was Ukrops. In addition to all the things on our list, we got some impromptu crackers and cheese. After we picked up our yogurt, we turned around and saw a Nabisco cracker display. They were on sale for $1.88 and there was a tearpad for $1 off 1 box of Nabisco crackers. $.88 for Nabisco crackers? Yes, please! We picked up two boxes and came across a peelie coupon on one of the boxes: buy two boxes of Nabisco crackers and get one block of Kraft cheese for free. Hot dang, free cheese too? We bolted over to the cheese section and picked up a block. All in all, we got:

2 boxes of Nabisco crackers $3.76 minus 2 $1 coupons= $1.76
9 bottles of Powerade (on sale for $.69 each)= $6.21 minus 9 $.75 coupons= overage of $.54
1 block of Kraft cheese $3.55 minus Nabisco coupon= FREE
12 cups of Yoplait yogurt (on sale for $.50 each) $6 minus 2 buy 6 get 1 free coupons= $5
2 cucumbers $1.76
1 4lb bag of red potatoes $2.48
2 lbs of zucchini and yellow squash $1.86
Total with tax: $12.96

Kroger was just as good:
3 packages of chum salmon (I’ve never heard of this type of salmon before, but it was super cheap and it turns out it tastes okay) $3.77
1 pouch of Starkist Tuna $1.69 minus free coupon= FREE
3 bottles of Lawry’s marinade $3 minus 3 $.50 coupons doubled to $1= FREE
1 roll of Bounty basic paper towels $1 minus $.25 coupon doubled to $.50= $.50
1 gallon of orange juice $3.79
1 container of sherbet (I was really jonesing for some rainbow sherbet that night) $1.69
2 cartons of Tropicana Coastal Groves lemonade (on clearance for $1.50 each) $3 minus $1 coupon= $2
1 jar of Hellmann’s mayo with canola oil $2.49 minus $.50 paper coupon doubled to $1 and $.40 ecoupon=$1.09
1 jar of Hellmann’s mayo with olive oil $2.49 minus $1 paper coupon minus $1 ecoupon= $.49
Total with tax: $13.86



Quick round up
June 26, 2008, 10:36 pm
Filed under: Uncategorized

Jake and I started moving things into our new apartment today. I’m exhausted from getting up so early and sweating from the heat and exertion.

I dropped off my car and got it inspected today. Nothing was wrong with it and I only had to pay $16. I think that’s the first time that’s ever happened.

Jake’s mom sent me an envelope full of coupons. It was nice to come home to that little surprise after such a long day.



Today is not my day
June 25, 2008, 2:06 pm
Filed under: Uncategorized

I woke up bright and early to get my car inspected this morning. When I got to the mechanic at around 8.30, they only had one inspector working and they wouldn’t even be able to look at my car until noon or 1. I was going to sit and wait for it, but there’s no way I’d wait that long, especially when I had other errands to do and I need to be at work at 4. I decided to come back another day before July 1.

I then drove to Rite Aid to pick up the Crest mouth wash that they have free after rebate this week since Jake has been asking for mouth wash for awhile now. I looked high and low, but, alas, they were all sold out.

Okay, fine, I said to myself, I’ll go across the street and get a loaf of bread at the bakery outlet to have something to show for my wasted time and gas. I had to wait about 10 minutes for them to open, but once they did, I grabbed a loaf of multigrain bread and held it like a baby.

I’m tired. And hungry. And I still need to get my car inspected.



Over 60% savings on groceries
June 24, 2008, 10:59 pm
Filed under: Deals

Jake and I ran to two grocery stores when he got home from band practice tonight for a few things that were on sale. We kept running into deal after deal and wound up paying only $27 for 42 items. Included in the haul was 9 free bottles of Powerade, free Kraft cheese, free tuna fish, and 3 free bottles of Lawry’s marinade. More details to come on my customary Friday deal post!



Kicking myself
June 23, 2008, 7:07 pm
Filed under: Money Basics

Since Jake and I are moving in a week, we’ve been going through all of our CDs, DVDs, and books to pick out the ones we no longer watch, listen to, or read. We’ve come up with a sizable pile so far and I’ve gone through and put the ones that are worth the most up for sale on Amazon. We’ve already sold two DVD sets. We’re planning on selling the rest to a local used music and movie store. This extra money will be a great addition to our savings account, but I can’t help but think how much money we’ve wasted on insignificant things. Hindsight is 20/20, isn’t it?

Back in December, I got caught speeding on my way up to visit my family in Pennsylvania for Christmas. That $140 ticket wasn’t an easy thing to pay and now that lead foot has come back to haunt me in the form of my car insurance rate. My monthly payment is now going to be $16 more a month. I’ve shopped around a bit for a better rate, but other car insurance companies are either way more or are only a few dollars less a month. I don’t know if it’s worth the hassle to switch companies just for a few dollars savings a month. Also, I’m hoping that my current company will offer some sort of rate reduction if I continue to stay with them without any more violations. Honestly, I’m probably just going to wind up staying with my current company because I just don’t feel like dealing with this right now. Frugality would be so much easier if it coincided with laziness.



Another savings milestone
June 22, 2008, 5:49 pm
Filed under: Uncategorized

I wanted to write a quick note before I start packing up the apartment to say that Jake and I now have over $3,000 in our savings account. This nice jump was largely thanks to my family’s generosity for my graduation and birthday. We have some more to deposit, mostly the remainder of Jake’s stimulus check, which we should get transferred in the next few days. Once we get that money and the security deposit back and deposited, our balance should be pushed up to $4,000.