20saver


Another extra money goals update
December 3, 2008, 1:49 pm
Filed under: Money Basics

Yikes, has it really been almost a month since I last updated?! Sorry guys, time has really been flying, especially now that the holidays are upon us.

In a previous post, I mentioned some goals I have for all the extra money that I’m making now. I thought now would be a good time to update you all again on my progress:

-Increase the amount of money I put into savings every month.
I’ve figured out the amount, but I haven’t actually changed it yet. I think I’m going to wait until after Christmas to do this since I need the extra money to spend on gifts.

-Contribute enough money to my 403(b) so that I get the full company match.
Done.

-Start a Roth IRA.
I’ve only done a bit of research for my Roth. I know I’ll probably need at least $1000 to start an account, so that will take at least a few months to get saved. I need to research my options more as well.

-Pay my grandmother back monthly for the money she lent me to pay for my car.
I sent her the first check last month and I plan on writing her another within the week.

-Change my student loan payment plan so that all of my loans are on the “Level” plan (right now, 2 of my loans [the two beefiest] are on a graduated plan).
Done.

-Pay for half of the grocery bill (Jake has been paying for the vast majority of our groceries since I’ve never had enough to pay for my share).
I have started to pay for groceries. I would like to set up an automatic deposit from both of our separate checking accounts into our joint checking account to be used for groceries so that it’s not a battle over who pays this time (we currently do this for our utility bills and when we go on vacation and it works great). I need to crunch some numbers and look at our pay schedules to figure out how much we should deposit and when.

-Slowly incorporate organic and eco-friendly products into our daily lives.
This is underway. A Whole Foods currently came to town and we’ve stopped in a few times to get produce, eggs, and cheese when we are in the area.

-Donate money to charities and organizations.
I donated money to the local food bank and the local SPCA chapter.

-Some new work clothes wouldn’t hurt.
I bought one awesomely discounted shirt a few weeks ago. I think I may go on a few shopping trips after Christmas.

-Continue utilizing all the money saving strategies I currently use and continue to seek out new ways to save money.
Even though the drug stores have been a bit drab lately, I’m still couponing it up and nagging Jake to turn off lights behind him.

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1 Comment so far
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Brave of you to post your goals in front of everyone like that. I wish you luck in your New Year.

-Bill

Comment by EasyLearnStockMarket




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